Direct Private Lending for Serious Real Estate Investors
Direct Capital. Smarter Structures. Faster Closings.
Work directly with a private lender who understands real estate investing. Aaron Do structures fix & flip, DSCR, and new construction loans for investors who need speed, certainty, and a funding partner that thinks like a deal maker—not a bank.
- Direct private lending with in-house capital—no broker middleman
- Flexible deal structures for investors, flippers, and builders
- Transparent terms, responsive communication, and reliable closings
Serving experienced real estate investors, flippers, and builders across key U.S. markets.
Why Direct Private Capital Wins
A lender that underwrites the deal, not your W‑2.
Traditional banks move slow, box your deals into rigid guidelines, and often say no when investors need them most. As a direct private lender, Aaron evaluates the opportunity, exit strategy, and sponsor experience—then structures real estate investor loans that match the deal, not the bureaucracy.
- Direct relationship with the capital source—no layers of committees
- Underwriting tailored to investor logic and real-world risk
- Creative structures for value-add, bridge, and transitional assets
If you are an experienced investor looking for a private money lender who can move quickly and think alongside you on structure, Aaron is your funding partner.
Banks vs. Direct Private Lender
Banks: rigid credit boxes, long appraisals, and weeks of uncertainty.
Aaron Do: private capital, investor-centric underwriting, and realistic closing timelines you can actually plan around.
- Transparent pricing and terms upfront
- Speed and certainty for competitive offers
- Aligned with investors, not retail borrowers
Loan Programs
Capital for the Way Investors Actually Do Deals
Whether you are flipping, holding, or building, Aaron structures real estate investor loans around your strategy, timelines, and exit.
Fix & Flip Loans
Acquisition and rehab financing for experienced flippers who need certainty of close and reliable draws.
- Leverage up to XX% of purchase and rehab
- 12–18 month terms with interest-only payments
- Single-family, small multi, and select mixed-use
Ideal for investors running repeatable fix & flip operations who value a direct private lender that can keep up with deal flow.
DSCR Rental Loans
Longer-term financing based primarily on property cash flow, not tax returns or W‑2 income.
- DSCR-based underwriting for rental portfolios
- 30-year fixed and ARM options available
- Single assets or portfolios, SFR and small multi
Engineered for investors scaling buy-and-hold portfolios who need a private money lender that respects the numbers and the business plan.
New Construction Loans
Ground-up and infill construction financing for builders with a clear plan, track record, and exit.
- Land + vertical construction financing
- Structured draws aligned with build schedule
- Single-family, duplex, and select small multi projects
Best for builders seeking a direct private lender who understands construction risk, timelines, and equity requirements.
How It Works
Simple, Investor-Friendly Lending Process
No endless paperwork, no bank committees. Just a clear, repeatable path from deal submission to funding with a responsive private lender.
Step 01
Submit Your Deal
Share the property, numbers, business plan, and your track record. A concise online form starts the process in minutes.
Step 02
Structure & Terms
Aaron reviews the deal and walks you through leverage, covenants, reserves, and timelines—so you know exactly how the loan supports your exit.
Step 03
Close & Grow Together
Once terms are agreed, Aaron and his team move the deal to closing and stay engaged through draws, milestones, and future opportunities.
Why Work With Aaron Do
A lender who speaks investor, builder, and operator.
Aaron combines direct access to private capital with a deep understanding of how professional investors underwrite risk, value, and upside. Every conversation starts with the deal, not a script.
- Transparent, principle-first lending—no hidden fees or surprise clauses
- Direct communication with the decision-maker, not a call center
- Portfolio-minded: funding your next deal starts with how this one performs
If you value speed, clarity, and a lender you can text when a new opportunity hits your inbox, Aaron is the partner behind your next move.
What Investors Appreciate Most
- Real-time feedback on offers and LOIs before you commit
- Honest read on risk, leverage, and what the deal can support
- Consistency: same process, same responsiveness, every time
You get the sophistication of an institutional lender with the access and responsiveness of a true private money partner.
Deal Structuring
Your capital stack is a strategy, not a template.
Smart leverage is what separates scalable portfolios from stressful ones. Aaron looks at your entire capital stack—equity, preferred equity, and debt—to engineer structures that protect downside while preserving upside.
- Right-size leverage to the asset, sponsor, and market cycle
- Align interest reserves and covenants with your business plan
- Solve for DSCR, LTC/LTV, and exit flexibility—not just rate
Bring Aaron in early—at LOI, during underwriting, or when you’re rethinking an existing capital stack—to pressure-test structure and create more resilient deals.
What Aaron Looks At
- Sponsor experience and operating capacity
- Business plan, value-creation levers, and timelines
- Market depth, comps, and downside scenarios
- Exit pathways: refinance, sale, or recapitalization
This deal-structuring lens is what sets Aaron apart from transactional lenders and makes him a long-term capital partner for serious operators.
Track Record & Trust
Private capital backed by experience, not hype.
Aaron has worked with investors across fix & flip, rental, and development strategies, funding deals through multiple market cycles. His reputation is built on doing what he says he will do—and communicating clearly when a deal doesn’t fit.
Repeat Investor Relationships
A significant share of Aaron’s volume comes from investors who fund multiple deals per year.
Institutional-Level Rigor
Analytical frameworks borrowed from institutional credit, applied to private lending speed.
Aligned Incentives
Aaron succeeds when your projects perform. That’s why decisions are made with the whole lifecycle in mind.
Ready to Talk Capital?
Bring your next deal to a lender who can actually say yes.
Submit your next fix & flip, DSCR rental, or new construction opportunity and get direct feedback from a seasoned private money lender.
Typical response time: within 1 business day. Markets served and specific guidelines are discussed directly with Aaron.